What is a good amount of money for my boyfriend to spend on my engagement ring. He makes a modest income.
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What is a good amount of money for my boyfriend to spend on my engagement ring. He makes a modest income.
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A 'good' amount should be based on what he can comfortably afford without incurring any debt. I got engaged on Thanksgiving morning. On black friday me and my fiance went to Kay Jewelers, and he bought me a $3,000 ring for $1,200. It's a princess cut diamond, VS1, 3/4 carat, classic yellow gold setting for $1,200. He's a physicians assistant by profession. He could have spent twice that amount, but I didn't want him to. His budget was $2500 for my engagement ring, wedding ring, and his wedding. In all he spent less then $2,000. We also had a coupon as well, so I think we did really well. I like Zales, Kay, and Jared, because you can always trade up. I hope this helps. Good luck.
The only amount of money your boyfriend should spend is what he can afford. If he only makes a certain amount, then he should make sure to spend enough without going into debt.
Don't listen to people when they tell you he should spend two months salary on your ring. That is an outdated concept.
Take a look at a site like http://adiamor.com/ and you will see an enormous range of diamonds and rings for a lot less than you might think.
Whatever your budget, you can find a beautiful ring. For example, you can have a ring like this http://www.adiamor.com/YourRing.aspx for less than $2000.
If that's still too much for him, this kind of ring is also beautiful http://www.adiamor.com/YourRing.aspx for around $1000.
At the end of the day, it's not about how much money is spent, but the thought that goes into buying your ring. Good luck!
First, your boyfriend should have told the stores you went to ahead of time what his budget was so they would only show you ones he could afford. It isn't your fault that it was outside his budget. I'm curious to know what you consider to be cheap and how far out it is, a couple hundred or a thousand or more? If it's small amount then it shouldn't be that big a deal. If it's way outside his budget, then you have a problem. What is it that you liked about that ring? Maybe you can find a similar one with those qualities that do fall within his budget. I would be grateful that he is ready to give you one at all. You sound like a spoiled brat that is very ungrateful about what your boyfriend is doing. Do you realize how many women are waiting for their proposal and wish they could be picking out a ring? If you are that materialistic that a ring means more than getting married and starting a life together, I would say grow up and focus on the important thing, the marriage.
I am a very firm believer that the old saying of 2-3 months salary is very subjective. I don't think you should have to put yourself into debt to get a beautiful diamond. If that means one month or a year salary...well then there you have it.
Do the research and get a good quality diamond for the money you have. Make sure if you spend the money you get a GIA certified diamond and no matter how small or how big...the investment will be one you can trust.
Congrats and Good luck!
First, please ignore anyone coming up with some silly formula. There's a million variables that impact what he can spend besides salary. For example, 2 guys could have the same salary, but one has student loans, medical bills, and a high car payment. The other has no debt at all and is in a stable job.
The main thing is to NOT go into further debt for the ring. That never makes sense.
modest income, he can get something good for about $3500. remember the 4 Cs- carat, cut, clarity, and color. So you're not disappointed and so he can stay within his budget/ or within a budget, look at some diamonds with him and tell him whats most important to you. Maybe you want a big diamond, at least a carat (in size), but dont care about the cut. Or maybe you care about the clarity of the ring but not the carat. expressing what you want after comparing different diamonds of differing carats, color, ect, will help him get you a better ring with a modest budget!
It should not matter. What should matter is that he is willing to get down on one knee and ask you to spend the rest of your life with him. If you love him you'll say yes to a rock on a piece or string. However, he should spend whatever he can comfortably afford without going into debt. You want to be able to put back money for your wedding and future, not a piece of jewelry every month to pay it off.
Why does monetary value matter? It's the sentimental value that should be through the roof. FYI, it's really bad taste to ask how much your fiance spent on your engagement ring once you have it. Just appreciate the fact that he wants to spend the rest of his life with you.
The same thing he would spend on a new car or a home.. what he can afford.
In the best scenario, he should spend what he can afford to without incurring any debt for it.
Whatever he can afford without going into debt.