Will you evaluate PhilHealth’s reliability?
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Will you evaluate PhilHealth’s reliability?
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dcjanne
dcjanne 5 months ago
Health Insurance
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Suppose you are employed and about to be enrolled in Philhealth or any other Health Insurance.
How will you evaluate its reliability?
What questions will you ask the company?
"Health insurance should cover standard risks of illness and injury for family members."
-Meeks, et al, 2011
There are two types of expenses involved in health insurance.
The covered expense and exclusion.
Covered expense refersto the coverage of medical services that can be paid by the company issuing the health insurance. On the other hand, exclusions are specific services that are not paid by the issuer.
Forms of health insurance are not all the same. It is important to study the plan before availing it.